The financial woes of workers are impacting the bottom lines of their employers. Lost productivity, frequent job-hopping and low participation in 401(k) plans are just some of the ways financially-stressed employees can significantly cost an organization. Experts suggest these results cost employers thousands of dollars per worker each year.

As an employer, you can help enhance your workers' lives while improving your bottom line. This is possible through offering financial education as an employee benefit.

Effective financial education for employees and working adults

Because everyone's financial situation is different, the training needs for each employee will vary. However, some key points are simply essential for all workers -- regardless of their age and income -- to learn or to be reminded of. Your employees need to know:

     • How to create a budget

     • How start an emergency savings fund, and why it's needed

     • How credit scores work and how to improve them

     • Getting out of debt and staying out

     • Avoiding identity theft

     • Fundamentals of investing for retirement

     • The importance of contributing to a 401(k) or other employer retirement plan

     • Insurance and tax basics

     • The psychology of money and how others affect you

With years of experience helping people of all ages learn about money, we have content specially-designed for working adults. This content is now available to employers through online, easy-to-use and cost-effective training programs for employees.

Online College Course. We offer an online college course that allows employees to work toward financial independence while they pursue their education. Learn more

Certification Program. Our certification program allows your employees to gain the financial knowledge that they can profit from for the rest of their lives. Learn more

If you're interested, but still need more supporting information, we encourage you to read our Why Financial Education? section. You'll discover that nearly all employees would benefit from workplace financial literacy training -- and that the cost of providing a financial education benefit is typically much less than the cost of doing without it.