Resources
CALCULATORS
Our financial education programs include a variety of tools. Below is a sample of the financial calculators we use to teach people important financial concepts. They learn using their own information, and get a valuable snapshot of their finances.
Home Budget Analysis. Use this calculator to review income and expenses to figure out how much money could be realistically saved each month.
Savings Calculator. This tool shows how saving and investing consistently over the years can build wealth and establish a more financially-secure future.
Benefits of Spending Less. A calculator that shows the big difference that can be made by simply saving a specific amount of money instead of spending it.
How Much Do You Owe? This calculator reviews how much debt is currently owed and how much time it will take to repay it with different payments.
Net Worth Calculator. Use this tool to calculate current net worth (or what is owned versus what is owed) and see how it can increase or decrease over time.
WORKSHEETS
Some people prefer pencil and paper when working on their finances, so our programs also include printable worksheets. Here's a sample of worksheets we use to help people take control of their money and keep track of their finances over time.
Personal Financial Goals. The first step to achieving any goal is to write it down, and this worksheet helps identify future financial goals.
Daily Cash Budgeting. Budgeting is an important activity -- this tool helps document expenses each week, which is a good start when creating a budget.
Cash Flow Analysis. Income and expenses can be difficult to track, so this worksheet lists what money comes in, and what goes out.
Net Worth Scorecard. Net worth is an key metric of a person's financial situation, and this tool makes it easy to calculate and keep track of changes over time.