2. What Type of Informaion We Collect

The server on which the Web site is located collects and saves only the default information customarily logged by web server software. Such information may include the date and time of your visit, the originating IP address, and the pages and images requested.

We collect information volunteered by visitors through online means including without limitation registrations and request forms. the information we collect is used by us to provide the service for which they provided their information, and to contact visitors for marketing purposes. From time to time, we make the names and e-mail addresses of those who volunteer their information available to other reputable organizations whose products or services we think you might find interesting. Visitors who supply us with their telephone numbers online will only receive telephone contact from us with information regarding the purpose for which it was provided.

From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future we will post the policy changes to the Web site to notify you of these changes and provide you with the ability to opt-out of these new uses. If you are concerned about how your information is used, you should check back at the Web site periodically. Upon request we provide visitors with access to all information that we maintain about them.

With respect to security: we have appropriate security measures in place in our physical facilities to protect against the loss, misuse or alteration of information we have collected from you at the Web site.

If you do not want to receive e-mail from us in the future, do not want us to share your name and e-mail address with other companies or organizations, do not want your information being used for purposes other than those for which it was originally collected, o would like access to all information we maintain about you, please let us know by writing us at 6299 Nall Avenue, Suite 101, Mission, Kansas 66202, calling 913-262-9700 or e-mailing info@essentialknowledge.com.

3. Children's Issues

The Web site is not directed to children under thirteen (13) years of age, and children under such age must not use the Web site or services offered on it to submit any individually identifiable information about themselves.

4. Copyright

The materials found on the Web site are protected by United States and other copyright laws, except for works of the United States government pursuant to 1 U.S.C. Section 105. The selection, arrangement and presentation of all materials (including information in the public domain), and the overall design of the Web site is copyright 2008 by Essential Knowledge, LLC. Permission is granted to view and print materials from the Web site for the non-commercial purpose of viewing, reading and retaining for reference. Any other copying, distribution, retransmission or modification of information or materials on this site, whether in electronic or hard copy form, without the express prior written permission of Essential Knowledge, LLC, is strictly prohibited.

5. Trademarks

Essential Knowledge, the Essential Knowledge logo and Break the Debt Cycle are either trademarks or registered trademarks of Essential Knowledge, LLC.

6. No Warranties

The Web site does not make any express or implied warranties, representations or endorsements whatsoever (including, without limitation, the implied warranties of merchantability or fitness for a particular purpose) with regard to the Web site, the materials, any products, information or service provided through the Web site, or any sites listed therein, and the Web site will not be liable for any cost or damage arising either directly or indirectly from any such transaction. The Web site does not warrant that it will be uninterrupted or error-free or that defects in it will be corrected. The Web site is provided on an "as is, as available" basis.

In no event will the Web site or its members, managers, officers, employees, agents and the assigns of same be liable for:

(1) incidental, consequential or indirect damages (including, but not limited to, damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use the Web site, that materials or any information, or transactions provided on the Web site or downloaded from the Web site, even if the Web site or its authorized representations have been advised of the possibility of such damages, or

(2) any claim attributable to errors, omissions or other inaccuracies in the Web site, the materials and/or listings or information downloaded through the Web site.

Because some states do not allow the exclusion of limitation of liability for consequential or incidental damages, the above limitation may not apply to you. In such states, the Web site's liability is limited to the greated extent permitted by law.

7. Indemnification

You agree to indemnify, defend and hold harmless the Web site and its members, managers, officers, employees, agents and the assigns of same, from and against any and all loss, costs, expenses (including reasonable attorneys' fees and expenses), claims, damages and liabilities related to or associated with your use of the Web site and any violation of this Privacy Policy by you.

8. Governing Law and Jurisdiction

This Privacy Policy constitutes a contract made under, shall be governed by and is construed in accordance with the laws of the State of Nevada.

9. Last Update

This Privacy Policy was last updated on April 1, 2008.

10. Contact Information

Questions regarding the Web site can be directed to Essential Knowledge, LLC by writing us at 6299 Nall Avenue, Suite 101, Mission, Kansas 66202, calling 913-262-9700, or by e-mailing info@essentialknowledge.com.