Problems with money have become common for Americans. But these can be much worse for service members and their families; the unique military lifestyle -- including deployments and frequent moves -- makes managing money an even greater challenge.

The fact is, service members deserve the kind of financial education that can help them succeed with money. To supplement current training and resources, military leaders need access to consistent, measurable programs that can be delivered worldwide.

Effective financial education for service members and military families

Military personnel must have a firm grasp on the basics of financial management. Their extremely important, and often dangerous, job makes it critical for service members and their families to have their money affairs in order. Some essential training objectives are:

     • How to create a budget

     • How to prepare financially for a deployment or PCS

     • How start an emergency savings fund, and why it's needed

     • Responsible use of credit cards

     • How credit scores work and how to have good credit

     • Avoiding identity theft

     • Paying off debt (or avoiding it altogether!)

     • The importance of investing in the military's Thrift Savings Plan

     • Insurance and tax basics

     • The psychology of money and how others affect you

With years of experience helping people of all ages learn about money, we have content specially-designed for service members and military families. This content is now available to military leadership with practical, easy-to-understand and apply programs.

Online College Course. We developed an online college course that gives service members college credit hours and a big step toward financial stability. Learn more

Certification Program. Our certification program makes it easy for service members to learn the keys to achieving success in their financial lives. Learn more

If you're interested, but still need more supporting information, we encourage you to read our Why Financial Education? section. You'll see just how much problems with can affect military personnel -- and the reasons why providing effective financial literacy training to all personnel is important to both the service members and our nation's military.