Financial success doesn't hinge on your income. It comes from managing your finances and making good decisions about money.

Top 10 Advantages of taking this course:

1. Return on Investment.  Most students will free up at least an extra $200 each month ($2400 a year!) with minor changes. In effect, the course will pay for itself in the first month!
2. Proven.  Our students have proven the results and the numbers speak for themselves.
73% have paid off over $1000 in credit card debt
93% are now successfully tracking their finances
3. Certified.  The content has been approved by universities as worthy of college credit, as well as by professional organizations like Certified Financial Planner Board and Association of Financial Counseling, Planning and Education for continuing education (CE) credits.
4. Time Efficient.  No need to sit through weeks of workshops. Learn at your pace, spending more time on the parts of the course that matter to you.
5. Confidential and discreet.  No need to share your personal situation with others in a group setting. Essential Knowledge doesn’t keep any of the personal information you use in the course.
6. Relevant.  Everything you learn, you can apply to your personal finances immediately.
7. Interactive.  Simulations have you actually doing what you are learning, which makes it memorable. Through audio, visual graphics, testing, printable exercises, and eBooks, the course addresses all learning styles.
8. Convenient.  Learn on your time, from any computer at home, work or on the road.
9. Measurable.  Pre and post skill assessments measure your progress to ensure you are mastering the material.
10. Forward Thinking.  Change your financial situation today, but also for tomorrow. What you learn will stay with you, and grow over time. By learning how to use your income, and to manage your expenses you will be setting yourself up for a successful future.

“The thing that I have done differently because of the course, is to continue to pay down debt, but to save more. I never realized how easy it is to incur new debt without savings. For the first time, I was able to pay for a car repair using my rainy day fund, not using a credit card.”
Jules T. - San Diego, CA