Essential Knowledge - Personal Finance Calculators for household budgets

Here's a sample of personal finance calculators we use to help people take control of their money and keep track of their finances over time.

	Home Budget Analysis Use this calculator to review income and expenses to figure out how much money could be realistically saved each month.		Savings Calculator This tool shows how saving and investing consistently over the years can build wealth and establish a more financially-secure future.
	Benefits of Spending Less A calculator that shows the big difference that can be made by simply saving a specific amount of money instead of spending it.		How Much Do You Owe? This calculator reviews how much debt is currently owed and how much time it will take to repay it with different payments.
	Net Worth Calculator Use this tool to calculate current net worth (or what is owned versus what is owed) and see how it can increase or decrease over time.		Refinance Breakeven Should you refinance your mortgage? Use this calculator to determine when you will breakeven!
	Roll-Down Your Credit Card Debt The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.		Retirement Nestegg Calculator Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be.
	Emergency Savings Calculator This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.		Student Budget This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.